REFER strives to provide information that is useful and accurate, however, we make no guarantees or warranties or assurances as to the completeness or correctness of any information on this website. The information provided on this website is provided “as-is” and all warranties, express or implied, are disclaimed.
These terms and conditions (“T&Cs”) apply to access and use of the software including but not limited to Mobile application, web Application, etc. The website/Software/Application is owned by Quantum Capital LLP, (Company). By accessing and using Website/app in anyway, including, without limitation, browsing the Website, using any information, using any content, any services, etc., available therein, you agree to and are bound by these Terms of Use. If you do not accept these Terms of Use in full, please cease using this Website/app immediately. You warrant that you are not suffering from any of disqualifications and or legally barred to use the program by any law/authority/agency/governmental body. Company reserves the right to update the TOU at any time without notice to you.
The policy set forth below is provided in English only to avoid any misinterpretations caused by a language translation. If necessary, please seek the proper advice, or please do not use this web site. Last modified: March 08, 2022 Refer (hereinafter referred to as REFER) operates the website at quantcap.tech/refer (“Site”). We respect the privacy of each user of the Site (referred to as “you” or “a user”), whether it’s your first time, or if you’ve visited our Site previously. This Privacy Statement gives you specific information about how we protect your privacy, how we treat information we collect on the Site that identifies an individual user (“Personal Information”), and how we use aggregated information. BY REGISTERING FOR OR USING THE SITE, YOU SIGNIFY YOUR ACCEPTANCE OF THIS PRIVACY STATEMENT. IF YOU DO NOT AGREE TO THIS PRIVACY STATEMENT, YOU CANNOT USE THE SITE. We reserve the right to modify this Statement at any time by posting a notice on the Site’s home page. (If we consider it appropriate, we may also provide additional notice of significant changes.) Your use of the Site after the date of the last modification listed at the beginning of this Privacy Statement indicates to us that you agree to the changes.
We collect your Personal Information, and in the case of account opening, background, financial, and demographic information on the Site in order to enhance the services we offer you. Such information may include your name, date of birth, residence and employment addresses, father’s and spouse’s names, bank account details, scans/copies of document proofs such as PAN, passport etc. We may hold this information indefinitely as required by the law, for the purpose of offering you our services, and for other regulatory and business purposes. We collect Personal Information from you only when you voluntarily submit for purposes including but not limited to a) sales and account opening queries b) account opening c) partnership / association enquiries, and others. We may use the information for purposes including, but not limited to a) identity verification and background checking for account opening b) personalising services offered to you c) keeping you updated of our products and services relevant to you d) information pertaining our services you’ve subscribed to d) for legal and regulatory purposes. REFER may have the requirement to collect Sensitive Personal Data or Information (“SPDI”) OR Personal Information from you while offering their products and services due to the nature of the products and services being offered. SPDI shall have the meaning in accordance with the Information Technology (Reasonable security practices and procedures and sensitive personal data or Information) Rules, 2011 (“Rules”). With regard to security, we respect all information provided to us, and take all reasonable steps towards protection of the same. We have implemented technology and policies, with the objective of protecting your privacy from unauthorized access and improper use, and periodically review the same. We maintain procedural safeguards to protect the confidentiality and security of personally identifiable information transmitted to us.
Even if you do not send us any Personal Information, we collect information about how you use our site (“Non-Personal Information”). This information cannot be used to identify you personally and is explained in more detail below under “Non-Personal Information”. Cookies A cookie is a small data file, often including an anonymous unique identifier that is sent from a web site’s computer and stored on your computer’s hard drive. Use of cookies is common on the Internet. A web site can send its own cookie to your browser if your browser’s preferences allow it, but (to protect your privacy) your browser permits a web site to access only the cookies it has already sent to you, not the cookies sent to you by other sites. You can configure your browser to accept all cookies, reject all cookies, or notify you when a cookie is sent. (Each browser is different, so check the “Help” menu of your browser to learn how to change your cookie preferences.) You can reset your browser to refuse all cookies or indicate when a cookie is being sent. But if you refuse cookies, some parts of the Site will not function properly and may not provide services or information you have requested. For example, without cookies, we will not be able to provide you with searches that you have asked us to save. Non-personal information Like many sites, we obtain Non-Personal Information such as IP (internet protocol) addresses, browser types, the name of your ISP (internet service provider), information about where a user comes from before arriving at our Site, what pages a user visits, the order of those pages, and the amount of time spent on each. A vendor performs this service for us by sending a cookie to gather this information, compile it, and report to us. We use Non-Personal Information to customize the advertising and content you see, improve our services, conduct research, and provide anonymous aggregated reporting for internal audits and third parties. We use the Personal Information and the Non-Personal Information we collect on the Site (A) to provide you with the services that you ask to receive through the Site, including saving searches and, if you request it, sending you updates about those searches, (B) to receive, if you choose, to receive periodic industry updates, (C) to answer your questions or complaints, (D) to refer you to Franchisees and sales associates about finding or listing a property or to locate a sale associate; (E) to refer a listing to a friend; (F) inquiries about franchising opportunities and G) for analytical purposes to help us improve the Site and for our business generally
We do not rent, sell, or share with third parties the Personal Information we collect from you on this Site except (i) to provide information or services that you have requested, (ii) with your permission, or (iii) under the following circumstances: • Third party vendors we engage to provide services on our behalf, have access to Personal Information, but they have agreed not to disclose the Personal Information or to use it for any purpose other than providing the requested services. • There may arise special circumstances where it is necessary for us to disclose and use Personal Information and Non-Personal Information, such as: to enforce this Privacy Statement or any other part of our Terms of Use; to protect our property or rights; to protect the safety of anyone; to investigate, prevent, or take action regarding illegal or improper activities; to carry out a merger or consolidation with another entity, a sale or transfer of some or all of our assets, or any similar transaction; or for other reasons we determine in good faith are necessary,appropriate, or required by law, such as when we respond to subpoenas, court orders, or other legal or administrative process. • The Site may contain links to third-party web sites, our Franchisees, authorized persons, and/or other organizations and community outreach organizations. If you hold your mouse over a link, it will indicate whether clicking the link will send you off our Site. When you click on those links, you will go to a third-party site where you will be subject to that site’s privacy statement and we encourage you to read that policy statement. Please be aware that we are not responsible for the privacy practices of those other web sites and we expressly disclaim any liability for their actions, including actions relating to the use and disclosure of Personal Information by those third parties. We remind you to be aware of when you leave our Site and enter a third-party web site, including one of our independent Franchisees, and again encourage you to read the privacy statement on any web site that collects your Personal Information.
As a internet users, privacy is important. Therefore, you are referred to Refer’s privacy policy. Your continued use of REFER is an affirmation that you have read the privacy policy, understand it, assent and consent to its terms and conditions, including subsequent changes and amendments. Is illegal, threatening, defamatory, abusive, harassing, degrading, intimidating, fraudulent, deceptive, invasive, racist, or contains any type of suggestive, inappropriate, or explicit language. Infringes on any trademark, patent, trade secret, copyright, or other proprietary right of any party. Contains any type of unauthorized or unsolicited advertising.
Impersonates any person or entity, including any REFER employees or representatives. We do not assume any liability for any user generated content posted by you or any other 3rd party users of our website. We have the right at our sole discretion to remove any content that, we feel in our judgment does not comply with this Term of use Agreement, along with any content that we feel is otherwise offensive, harmful, objectionable, inaccurate, or violates any 3rd party copyrights or trademarks. Any material, information or content that is uploaded by you or is otherwise made available by you to REFER is and remains your sole property or that of your licensors.
You automatically grant and/or warrant upon your uploading or making available of such material, information or content that the owner of such material, information or content has granted REFER a perpetual, royalty free, non-exclusive right and license to use, reproduce, modify, publish, distribute, display, perform and transmit the information or content through REFER. You further warrant that all such materials do not infringe upon any copyright, violate any property rights or contain scandalous, libelous, or unlawful matter. This only refers and applies to user-generated content as described. All user’s Personal Information, provided as part of our registration or purchase process, is covered by our Privacy Policy.
Our hosting services maintains its systems in accordance with reasonable industry standards to reasonably secure the information of its customers, such as using SSL encryption in certain places to prevent eavesdropping and employing up-to-date software on the server. However, no data transmission over the Internet can be guaranteed to be 100% secure. “Perfect security” does not exist on the Internet, and you use the Site at your own risk.
This Site is not directed to children under the age of 16 (“Children”), and we do not knowingly collect any information, including Personal Information, from Children.
By visiting our website and accessing the information, resources, services, products, and tools we provide for you, either directly or indirectly (hereafter referred to as ‘Resources’), you agree to use these Resources only for the purposes intended as permitted by the terms of this ToU Agreement, and/or applicable laws, regulations and generally accepted online practices or guidelines.
In order to access our Resources, you may be required to provide certain information about yourself but not limited to other details such as name, address, contact details, etc.. You agree that any information you provide will always be accurate, correct, and updated. You are responsible for maintaining the confidentiality of any information associated with any use or access to our Resources.Engaging in any activity that disrupts or interferes with our Resources, including the servers and/or networks to which our Resources are located or connected, is strictly prohibited.
Attempting to copy or copy, duplicate, reproduce, sell, trade, or resell our Resources is strictly prohibited. Without limitation to the liability, you are solely responsible for any consequences, losses, penalty or damages that we may directly or indirectly incur or suffer due to any unauthorized activities conducted by you, as explained above, and may incur criminal or civil liabilities.
You may only access and use REFER for lawful purposes only. The user of REFER is responsible for adhering to any and all laws, rules, and regulations that are applicable regardless of any previous knowledge or lack of knowledge about such laws, rules or regulations. REFER is not responsible for the content of any information that is uploaded, posted or transmitted by you or other third parties to REFER. Since REFER does not control the content of what is uploaded, posted, or transmitted, it cannot guarantee the accuracy, integrity of quality, or legality of such content.
Anyone who registers or uses REFER or any resources located therein does so at his or her own risk, and REFER shall not be liable in any way for the content, or for any loss or damage that may be incurred as a result of using any content or information transmitted via REFER. REFER’s rights and protections as stated in these Terms of Use are equally applicable to any internet service provider that it has selected to host REFER or any related resources.
Commit or cause to be committed any criminal offense or encourage conduct that would constitute a criminal offense or give rise to a civil liability, or otherwise violate any local, state, federal or international law or regulation. Upload, post, e-mail or otherwise transmit any content that is unlawful, defamatory, harassing, abusive, invasive of another’s privacy, infringes upon the rights of third parties, harmful, wrongful, or obscene.
1. Upload, post, e-mail or otherwise transmit any material, information or
content that you do not have a right to transmit under law or contractual
relationship.
2. Upload, post, email or otherwise transmit any material,
information or content that infringes any patent, trademark, trade secret,
copyright, or other proprietary rights of any other individual, party or
entity.
3. Disguise the origin of the material, information or content by
omitting or obscuring copyright or authorship, or by forging headers or
otherwise manipulating identifiers.
4. Upload, post, e-mail or otherwise
transmit any unsolicited advertising, promotional materials, or other
forms of solicitation, such as “junk mail”, “spam”, “chain letters”, or
“pyramid schemes”
5. After, damage, or delete any material, information or
content or communication that is not yours or to interfere with the
ability of others to have access or use of this website.
6. Upload, post,
e-mail or otherwise transmit any material, information or content that
contains a software virus or any other computer code, file or program that
would interfere with the functionality of any computer software, hardware
or telecommunication equipment.
7. Disrupt the normal communication or
otherwise act in such a way that would negatively impact other users’
ability to engage in real-time exchanges.
8. Impersonate or claim a
relationship with or speak for any individual, business, association,
institution, or other organization, including, but not limited to
REFER for which you have no authorization to do so or to claim such a
relationship.
9. Interfere with or disrupt the services or servers or
networks connected to the services, or disobey any requirements,
procedures, policies, or regulations of networks connected to the services
and/or this website.
10. Collect or store personal data about other users.
Stalk or otherwise harass any individual or Cause to be reproduced,
duplicated, copied, used, distributed, sold, resold, or otherwise exploit
in any manner for commercial use or purposes, any aspect of Flourish or
any resources found therein or any of the associated software, services or
products related thereto.
We may provide various open communication tools on our website, such as blog comments, posts, public chat, forums, message boards, newsgroups, reviews, various social media services, etc. You understand that we do not pre-screen content posted by users of these various communication tools, which means that if you choose to use these tools to submit any type of content to our website (“user generated content”), then it is your personal responsibility to use these tools in a responsible and ethical manner.
All content and materials available on REFER, including but not limited to text, graphics, website name, code, images and logos are either the intellectual property of REFER or under licensed use by Quantum Capital LLP, and are protected. Any inappropriate use, including but not limited to the reproduction, distribution, display or transmission of any content on this site is strictly prohibited, unless specifically authorized.
By submitting ideas, suggestions, documents, and/or proposals (“Contributions”) to REFER through its suggestion or feedback webpages, you acknowledge and agree that.
1. Your Contributions do not contain confidential or proprietary information.
2. REFER is not under any obligation of confidentiality, express or
implied, with respect to the Contributions.
3. REFER shall be entitled to
use or disclose (or choose not to use or disclose) such Contributions for
any purpose, in any way, in any media worldwide.
4.REFER may have
something similar to the Contributions already under consideration or in
development.
5. Your Contributions automatically become the property of
REFER without any obligation of REFER to you. You are not entitled
to any compensation or reimbursement of any kind from REFER under any
circumstances.
You agree to indemnify and hold REFER, its parent company, officers, subsidiaries, affiliates, successors, assigns, directors, officers, agents, service providers, suppliers and employees, harmless from any claim or demand, including penalty, reasonable attorney fees and court costs, made by any third party due to or arising out of content submitted by the user, users use of the service, violation of the Term of use and privacy policy, breach by the user of any of the terms and conditions, representations and warranties herein, or user’s violation of any rights of another.
You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the Service, use of the Service, or access to the Service.
The Service may also include access to products and services of independent third parties either directly or via links to sites operated by such third parties. Where these products and services of third parties form part of the Service, we will endeavor, but are not obliged to, indicate that these products and services are provided by third parties.
In all cases, your correspondence or business dealings with, or participation in promotions of, other parties found on or through the Service (including without limitation providers of products and services, advertisers and other users of the Service), including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such third party, even where it is in relation to any products or services that are co-branded with us which may include our trademarks. You agree that we shall not be responsible or liable in any way for any loss or damage of any sort incurred as the result of any such dealings with any third parties, as the result of the presence of such third parties on the Service, or as the result of the use of the Service in any way by such third parties.
The Service may provide, or third parties may provide, links to other World Wide Web or other online electronic sites or resources. You acknowledge that REFERhas no control over such sites and resources, you acknowledge and agree that REFER is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products, or other materials on or available from such sites or resources.
You further acknowledge and agree that REFER shall not be responsible or liable, in any manner whatsoever, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.
By using our website, you understand and agree that all Resources we provide are “as is” and “as available”. This means that we do not represent or warrant to you that: The use of our Resources will meet your needs or requirements, The use of our Resources will be uninterrupted, timely, secure or free from errors or virus, The information obtained by using our Resources will be accurate or reliable, and Any downloads from REFER will not harm your computer or device in any way. We have screened or verified any of the information posted herein, unless otherwise specifically so stated on the Website; and To the maximum extent permitted by law,REFER has no liability in relation to or arising out of the Website Information and recommendations.
You are responsible for the final choice of your product. Please seek further advice from REFER or the relevant participating companies before choosing any product or service which you wish to avail for, if you have any doubts or queries about the same. Furthermore, REFER does not guarantee when or if you will actually acquire the product that you have chosen and does not accept any liability arising out of delay in you acquiring the product you have chosen. You acknowledge and accept that the final issuance of purchased products or services from the third partner /brands/ merchants of the Company as per the prevailing scheme.
You expressly understand and agree that in no event REFER or its contractors, agents, licensors, partners, employees, representatives, suppliers be liable to you for any special, direct, indirect, incidental, consequential, punitive, or exemplary damages (including without limitation loss of business opportunities, lost revenues, or loss of anticipated profits or any other pecuniary or non-pecuniary loss or damage of any nature whatsoever) arising out of or relating to this agreement, or which may be incurred by you as a result of using our website or its resources or the content, the services, or any reference site, or your use or inability to use the services.
In any event, REFER or any of its contractors, directors, employees, agents, third party partners, licensors or suppliers’ shall not be liable for any or all damages, liabilities, losses, costs or consequences thereof arising out of or in relation to usage/Agreement, or the Products or Services, however caused and whether arising in contract, tort including negligence, warranty or otherwise. That any claim against us shall be limited to the amount you paid to REFER, if any.
This Term of use Agreement and the Privacy Policy shall be governed and construed in accordance with the laws of the Republic of India and the courts at Bhubaneswar shall have exclusive jurisdiction on all matters and disputes arising out of and relating to the Site.
Disclosure: Opening an account through Refer does not cost you anything extra. Quantum Capital LLP and its associates are authorized/marketing partners of brokers listed on Refer. Refer doesn't offer investment advice in any form. Please be aware of the risk-factor while trading (specially in derivatives). Refer will not be responsible for the decisions you take to either select a broker or trade with them.
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